Payroll Services of Texas
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We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Hourly Paycheck CalculatorUse this calculator to help you determine your paycheck for hourly wages.
Net to Gross Paycheck CalculatorThis calculator helps you determine the gross paycheck needed to provide a required net amount.
College SavingsUse this calculator to help develop or fine tune your education savings plan.
Savings GoalsWhat will it take to reach your savings goal? This financial calculator helps you find out.
Mortgage QualifierCan you buy your dream home? Find out just how much you can afford!
Cool MillionFind out when your savings plan will make you a millionaire!
Roth vs. Traditional IRAUse this calculator to determine which IRA is right for you.
Social Security BenefitsUse this calculator to estimate your Social Security benefits.
72(t) CalculatorThe IRS Rule 72(t) allows for penalty free, early withdrawals from retirement accounts. This allows you to begin receiving money from your retirement accounts before you turn age 59 1/2 without the normal 10% penalty. Use this calculator to determine your allowable 72(t) Distribution and how it can help fund your early retirement.
Should my spouse work?This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start.